Full report · fictitious case

What your analyst receives, check by check.

The demo case from the home page, in full: the findings, the values read from the document and every check with its result. The case is fictitious; the checks are Justilio’s own.

Fictitious demo caseSuspicious

The case

Outgoing transfer · €48,000.00

Customer: Nordis Trading
Beneficiary: Velmora Conseil
Transfer date: 06/11/2026
Reference in the payment details: FACT VC-2026-014
Document: facture-VC-2026-014.pdf

An altered invoice between related companies

The findings

Suspicious
Under the €48,000.00 total, the PDF still holds an earlier total of €4,800.00, hidden by a white rectangle.
File · forgery check
Watch point
Nordis Trading, your customer, and Velmora Conseil share an officer.
Company register · officers
Watch point
Velmora Conseil was registered on 17/09/2026, seven weeks before the transfer.
Company register · registration date
Watch point
€48,000 for a company with no employees, set up less than a year ago.
Company register · headcount
Watch point
Your customer’s first transfer to Velmora Conseil, according to the history you shared.
History shared by your institution
No discrepancy
Amount, IBAN, SIREN, VAT, active company, asset freeze register, invoice number in the payment details.

Question for the customer

None: a suspicious case goes to your compliance team, which decides what happens next.

The values read from the document

Each value is found in its place in the document’s text. Identifiers are masked on this page.

Issuer: Velmora ConseilFound in the document
SIREN: ••• ••• •••Found in the document
VAT number: FR •• ••• ••• •••Found in the document
Invoice number: VC-2026-014Found in the document
Date: 03/11/2026Found in the document
Purpose: Strategic consulting engagementFound in the document
Net total: €40,000.00Found in the document
VAT at 20%: €8,000.00Found in the document
Gross total: €48,000.00Found in the document
IBAN: FR76 •••• •••• •••• •••• •••• •••Found in the document

All 71 checks

Every case goes through the same checks. Those that do not apply to the document, the direction of the transfer or the data shared are marked “not applicable”.

Suspicious
Watch point
No discrepancy
Not applicable

The file22

Actual format, from the content : No discrepancy
Scripts and active content : No discrepancy
Booby-trapped file structure : No discrepancy
Size, page count and dimensions : No discrepancy
Opening without a password : No discrepancy
Social security number, masked before storage : No discrepancy
Text hidden under other content : Suspicious
Earlier PDF version with different values : No discrepancy
Re-saved after creation : No discrepancy
Traces of a PDF editor : No discrepancy
Use of editing software : No discrepancy
Creating software, declared and actual : No discrepancy
Font of amounts and references : No discrepancy
Amount formatting : No discrepancy
Annotations added to the document : No discrepancy
Copy-pasted characters on a photo : Not applicable
Internal file dates : No discrepancy
Hidden instructions addressed to an AI : No discrepancy
Factur-X: embedded data and visible PDF : Not applicable
Factur-X: electronic signature : Not applicable
Factur-X: attachments, removed unopened : Not applicable
Same document uploaded by another customer : No discrepancy

The document12

Document type, among 41 supporting documents : No discrepancy
Identifiable payer and payee : No discrepancy
Mandatory details : No discrepancy
Net + VAT = gross : No discrepancy
VAT rate : No discrepancy
VAT number : No discrepancy
VAT number and SIREN : No discrepancy
Prices worked back from a target total : No discrepancy
Missing pages : No discrepancy
Stated payment method : No discrepancy
Values read found in the document : No discrepancy
Plausibility of the purchase for the customer’s business : No discrepancy

The transfer11

Transfer counterparty on the document : No discrepancy
Customer on the document, in the right role : No discrepancy
IBAN on the document and on the transfer : No discrepancy
Account holder’s name confirmed by their bank : No discrepancy
Amount due and amount transferred : No discrepancy
Partial payment, deposit or instalment : Not applicable
Conversion at the ECB reference rate : Not applicable
Document date and transfer date : No discrepancy
Age of the document : No discrepancy
Expense report behind a reimbursement : Not applicable
Document number in the payment details : No discrepancy

The company13

SIREN check digit : No discrepancy
Company in the register : No discrepancy
SIREN registered to the issuer : No discrepancy
Company active, not struck off : No discrepancy
Company registered before the document : No discrepancy
Age of the company : Watch point
Invoice number and age of the company : No discrepancy
Business activity and purpose of the document : No discrepancy
Account country and company country : No discrepancy
Officer shared by customer and supplier : Watch point
Amount and last published turnover : Not applicable
Amount and supplier size : Watch point
Payer’s company, for an incoming transfer : Not applicable

The history8

Invoice already paid in full : No discrepancy
Other pending transfers on the invoice : No discrepancy
Same invoice number, different values : No discrepancy
Issuer’s numbering in date order : Not applicable
Payments and payment schedule : Not applicable
Supplier’s usual account : Not applicable
First-time counterparty : Watch point
Details already seen on a fraudulent document : No discrepancy

Beneficiary screening5

Asset freeze register: beneficiary and officers : No discrepancy
Insolvency proceedings published in the BODACC : No discrepancy
Liquidation before the document date : No discrepancy
Country on the FATF lists : No discrepancy
Payer’s asset freezes and proceedings, for an incoming transfer : Not applicable

The case also keeps the version of the rules applied, the reading model version, the document fingerprint and the time of each step: your institution can explain it to an auditor months later.

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